ABOUT

The AI accountant for UK business, built in London.

ac-co.ai is accounting and tax software that files with HMRC and Companies House through their official APIs, with a person approving every submission. Self Assessment, iXBRL accounts, Tracker & Timesheets and File from chat are in production today; the rest of the platform is in open beta.

THE COMPANY

A UK company, on the public register.

Legal name
ACCO-AI LTD, trading as ac-co.ai
Company number
15253234 (England and Wales)
Incorporated
1 November 2023
Registered office
167–169 Great Portland Street, London W1W 5PF
Recognition
On HMRC’s list of Self Assessment software; recognised for MTD VAT and for Companies House iXBRL accounts.
WHAT IS LIVE, WHAT IS BETA

4 products in production. The rest you can try.

We label every door on this site with its status, and the label means the same thing everywhere: Live is deployed and sellable; Open beta is on the production system behind sign-in and still moving; Waitlist is not deployed yet.

Self Assessment (SA100)LiveHMRC-recognised. Drafted from your bank, accounts and HMRC data; filed with a receipt.
VATOpen betaMTD for VAT returns reconciled from the books.
Income Tax (MTD ITSA)Open betaQuarterly updates and the year-end declaration.
Corporation Tax (CT600)WaitlistCT600 with iXBRL accounts.
iXBRL accountsLiveWord, Excel or PDF accounts tagged for HMRC and Companies House.
Tracker & TimesheetsLiveProjects and timesheets.
Books, E-Sign, VaultOpen betaBookkeeping. Sending documents for signature. Document storage.
CRM, HMRC Agent ToolsOpen betaThe shared inbox. Agent tools: ASA connection, 64-8s.
File from chatLiveDrive ac-co from ChatGPT, Claude or Codex.
ac-co.cisWaitlistConstruction-trade accounting: CIS deductions, CIS300, refunds.
HOW WE WORK

Four rules we hold ourselves to.

Nothing is filed without you.

Every HMRC or Companies House submission stops at a review screen. You see the boxes, the figures behind them and the source document for each one, and you press the button.

Read-only connections.

Bank feeds come through Open Banking and are read-only. Xero and QuickBooks connections read your books; they never post to them unless you ask.

Every figure traces to a source.

A box on a return links back to the transaction, invoice or HMRC record it came from. Receipts and statements are kept for six years.

Estimates are labelled.

A refund figure or a tax estimate says so until it matches your SA302 or the filed computation. We do not quote numbers we have not measured.

WHO CHECKS THE TAX

Rules from HMRC, not from a model’s memory.

The tax computations run the same formulas HMRC publishes for each form and tax year, and the filing channels are the ones HMRC and Companies House test us against before recognition. Our guides cite gov.uk for every figure and carry the date they were last checked. Where we are not sure, the page says so.

GET IN TOUCH

Questions about ac-co.ai?

Write to support@ac-co.ai, or use the contact form. Post reaches us at the registered office above.