2024/25 income
Over £50,000
Mandatory from 6 April 2026. Self-employment and property income, before expenses.
Source: Find out if and when you need to use Making Tax Digital for Income Tax — gov.uk (opens in a new tab)Income Tax (MTD) · Quiz
Making Tax Digital quiz: do you need MTD for Income Tax?
Answer up to six questions about your income and records. The quiz tests your figures against the £50,000, £30,000 and £20,000 limits, tells you whether and when MTD for Income Tax applies, and suggests what to do next.
Free · no sign-up · runs in your browser and saves nothing
THE FACTS
The three limits the quiz tests.
2025/26 income
Over £30,000
Mandatory from 6 April 2027.
Source: Find out if and when you need to use Making Tax Digital for Income Tax — gov.uk (opens in a new tab)2026/27 income
Over £20,000
Mandatory from 6 April 2028.
Source: Find out if and when you need to use Making Tax Digital for Income Tax — gov.uk (opens in a new tab)HOW THE QUIZ DECIDES
It uses the same engine as our eligibility checker.
The quiz adds your gross self-employment income and gross property income, compares the total with the limit for the tax year you choose and applies the exemption you tell it about. That calculation is the one behind our MTD eligibility checker, so the two always agree.
Employment income, dividends and pensions do not count, and partnership profit is left out for now. The quiz is a prompt to check your position, not a ruling: HMRC decides, using your Self Assessment return.
ANSWERS
Questions people actually ask.
Who needs to use Making Tax Digital for Income Tax?
Self-employed people and landlords whose gross qualifying income is over £50,000 for 2024/25 (from 6 April 2026), £30,000 for 2025/26 (from 6 April 2027) or £20,000 for 2026/27 (from 6 April 2028).
What counts as qualifying income?
Your gross income from self-employment and property, before expenses, added together across every business. Employment, dividends and pensions do not count, and your share of partnership profit is excluded for now.
Does the quiz save my answers?
No. It runs in your browser, sends nothing to ac-co and keeps nothing once you close the page.
What if I am exactly on the limit?
The test is "over" the limit, so income of exactly £50,000, £30,000 or £20,000 does not bring you in.
Can I join MTD for Income Tax early?
Yes. You can sign up if you are registered for Self Assessment and have submitted a tax return in the last two years. HMRC says volunteers get no penalty points for late quarterly updates.
Is the quiz tax advice?
No. It gives an estimate from the figures you enter. HMRC decides who is in scope, using your Self Assessment return, so check your position with HMRC or an adviser.
KEEP READING
Everything else on Making Tax Digital.
SOURCES
Where every rule on this page comes from.
Read on 12 October 2026. HMRC changes its guidance; check the page itself for anything that may have moved since.
- Find out if and when you need to use Making Tax Digital for Income Tax — gov.uk (opens in a new tab) — page last updated 26 March 2026
- Work out your qualifying income for Making Tax Digital for Income Tax — gov.uk (opens in a new tab) — page last updated 11 September 2026
- The Income Tax (Digital Obligations) Regulations 2026, regs 25–27 — legislation.gov.uk (opens in a new tab)
Waitlist — Join the waitlist — we open seats in batches
Mandated, or about to be?
ac-co Income Tax (MTD) is in open beta. Join the waitlist and we will open seats in batches.