PRICING

One price for what you are. Modules for what you choose.

UK accounting and tax software, priced by what you are rather than per user. Tell us what you file and what you run — we’ll show you the plan, what it replaces, and what it would cost to file one thing at a time instead.

Your setup

CRM, shared inbox and calls.
YOUR PLAN

Sole trader

  • Sole trader£14
  • MTD ITSA quarterly updates + SA100 CompleteIncluded
  • Front office: 1 seat includedIncluded
£14/mo +VAT
or £140/yr, paid annually (10 months)
Start with this plan

What this replaces, per month

ac-co (you)£14/mo
This quote
FreeAgent Sole trader (SA included)£19/mo
FreeAgent Sole trader, SA100 included
Xero Simple £7 + GoSimpleTax£12.83/mo
Xero Simple/Ignite entry tier
Coconut Full £159.99/yr£13.33/mo
Coconut Full plan, annual
ANNA Free + Auto Accountant £29£29/mo
ANNA Auto Accountant, after 4 free months
Taxfix SA only £169£14.08/mo
Taxfix, SA only, list price
PLANS

Every plan, side by side.

Free
For anyone getting started
Self Assessment live
£0/mo +VAT
or £0/yr, paid annually
Start
Included filings
  • ✓None included — pay per filing: SA100, CT600, VAT, CIS refund
Included modules
  • ✓200 AI credits / mo

Instead of: Sage Free · Pandle · ANNA · Starling

ac-co.cis Subbie
For individuals
Waitlist
£19/mo +VAT
or £190/yr, paid annually
Join the waitlist
Included filings
  • ✓MTD ITSA quarterly updates via the CIS Deductions API
  • ✓SA100 with box 38 from your PDS register
  • ✓refund estimate
  • ✓gross-vs-net reconciliation
Included modules
  • ✓1 front office seat
  • ✓1,000 AI credits / mo

Instead of: Tradeyuk £20 (no filing) · RIFT £354/yr refund agent · Powered Now £28/user + accountant £150–300

Limited company
For limited companies
£39/mo +VAT
or £390/yr, paid annually
Join the waitlist
Included filings
  • ✓VAT
  • ✓CT600 + iXBRL
  • ✓confirmation statement
  • ✓RTI payroll for 2 directors
  • ✓1 SA100
Included modules
  • ✓2 employees on payroll included
  • ✓1 front office seat
  • ✓3,000 AI credits / mo

Instead of: FreeAgent £33 · Xero Grow £39 + £10 CT + payroll · QuickBooks £38 + £8 · Sage £43

ac-co.cis Contractor
For limited companies
Waitlist
£49/mo +VAT
or £490/yr, paid annually
Join the waitlist
Included filings
  • ✓VAT
  • ✓CT600 + iXBRL
  • ✓confirmation statement
  • ✓RTI payroll for 2 directors
  • ✓subcontractor verification
  • ✓CIS300
  • ✓PDS statements
  • ✓DRC VAT
  • ✓retentions
Included modules
  • ✓2 employees on payroll included
  • ✓10 subcontractors verified
  • ✓1 front office seat
  • ✓3,000 AI credits / mo

Instead of: Xero £39 + £5 CIS + payroll · CIS bureau £30 + £6 per subcontractor · Dolan CIS Ltd £140

Scale
For limited companies
£89/mo +VAT
or £890/yr, paid annually
Join the waitlist
Included filings
  • ✓Everything above, for each of up to 5 entities
Included modules
  • ✓5 employees on payroll included
  • ✓1 front office seat
  • ✓10,000 AI credits / mo

Instead of: Xero Ultimate £70 · QuickBooks Advanced £123 · Osome Grow £137

ONE-OFF FILINGS

Subscription or pay-per-file?

If you only need to file once, tell us what — we’ll show you whether paying per filing or subscribing for the year works out cheaper.

Self Assessment launch prices — 50% off until 14 January 2027.Simple £29 £59 · Complete £65 £129 per return, paid when you file.

Self Assessment
Pay-per-file, this year£65
A year on the matching subscription£140

Pay-per-file works out cheaper for this — no need to subscribe for it alone.

FAQ

Pricing questions people actually ask.

Do unused AI and document credits roll over?

No — credits reset at the start of every billing month. They don't carry over, and they don't stack if you upgrade mid-month; your new plan's allowance simply applies from then on.

Are Companies House fees included in the price?

No — Companies House's own software filing fees (for example a confirmation statement) are passed through to you at cost, with no markup added.

Are the prices shown including or excluding VAT?

Ex VAT for business plans — every price on this page is before VAT. VAT-registered organisations see it added at checkout; individuals filing a personal Self Assessment are not VAT-registered for this purpose.

Is there a separate fee for each quarterly ITSA update?

No — quarterly Making Tax Digital for Income Tax updates are included in your monthly subscription for as long as you're subscribed. There's no per-quarter charge on top.

Can I cancel, and what happens to my data?

Yes — cancel any time from your account settings. There's no lock-in, and you can export your entity's records and take them with you.